A loan for all your goals
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Did you know?
You can lower your EMI amount by choosing a longer repayment tenure
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Did you know?
A higher CIBIL score could get you better interest rates on your loan
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Did you know?
You can use the loan amount for multiple uses without any limitations
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Did you know?
You can use the loan to start a new business and avail of tax exemption
Frequently asked questions
It is recommended that you choose a loan against property balance transfer when your present loan against property lending terms are no longer feasible for you. Transferring your loan against property balance to a different lender may entitle you to competitive interest rates, longer repayment tenure, and a top-up loan.
Anyone with an existing loan against property can apply for a balance transfer with us. Your age, employment status, and city of residence are some of the key criteria for applying for the loan.
A self-employed Indian citizen residing in India, between the age group of 25 years* to 85 years* is eligible for the loan. Additionally, you should have a business continuity of over 5 years in the current business.
*Terms and conditions apply
You can repay the total sum borrowed over a convenient repayment tenure of up to 15 years*.
If you are planning to apply for a loan against property balance transfer, you must be ready with some basic paperwork. A self-employed applicant should have their KYC documents, proof of income (P&L statement), property documents like title deeds, proof of business, and account statements for the past 6 months, etc. handy.
