DIAGNOSTICS
Modern diagnostic tests and imaging technology can cost lakhs of rupees. If many such scans, X-rays, dopplers, and MRIs are required, the cost might soar. For situations like these, our top-up loan comes in handy.
HOSPITALISATION EXPENSES
Put your hospital expenses on the top-up loan when your insurance doesn’t suffice. Be it a comfortable hospital room, special meals, or even a necessary visit to a dietician, the loan will help you manage the costs.
POST-OPERATIVE CARE
Every surgical patient requires some post-operative care. It could either be psychological therapy or physiotherapy. While post-op care is necessary, many drop them due to a lack of finances.
Frequently asked questions
It is recommended that you choose a loan against property balance transfer when your present loan against property lending terms are no longer feasible for you. Transferring your loan against property balance to a different lender may entitle you to competitive interest rates, longer repayment tenure, and a top-up loan.
Anyone with an existing loan against property can apply for a balance transfer with us. Your age, employment status, and city of residence are some of the key criteria for applying for the loan.
A self-employed Indian citizen residing in India, between the age group of 25 years* to 85 years* is eligible for the loan. Additionally, you should have a business continuity of over 5 years in the current business.
*Terms and conditions apply
You can repay the total sum borrowed over a convenient repayment tenure of up to 15 years*.
If you are planning to apply for a loan against property balance transfer, you must be ready with some basic paperwork. A self-employed applicant should have their KYC documents, proof of income (P&L statement), property documents like title deeds, proof of business, and account statements for the past 6 months, etc. handy.
