Track your fixed deposits in our customer portal
A fixed deposit is a safe investment option that allows you to invest a lump-sum amount for a pre-defined period and offers secured returns.
However, it is important to manage your fixed deposits in order to maximise the benefits you receive on your invested amount.
Bajaj Finance Fixed Deposit has the highest safety and credibility ratings, ensuring that your invested amount is secured with us. We also offer a host of self-service options in our customer portal – My Account, to help you manage your fixed deposit.
Sign-in to get started and make the most of the benefits mentioned below:
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Track your FD details
Check your maturity date, rate of interest, tenure, bank account details, and much more.
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Renew your fixed deposit
Reinvest to increase the returns at the prevailing interest rate in a few clicks.
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Download your FD receipt
View your fixed deposit receipt, statement of account, and other related documents easily.
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Manage your nominee
Add or update your FD nominee in just a few steps in an easy online process.
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Manage your bank account
Change your FD maturity bank account details in a hassle-free process.
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Apply for a TDS waiver
Submit your Form 15G/ H without a branch visit and apply for a TDS waiver.
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Get a loan against your fixed deposit
Use your fixed deposit as collateral to borrow funds at low-interest rates.
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Withdraw your FD prematurely
Raise a request online to withdraw your fixed deposit before its maturity date.
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Submit FATCA declaration
Easy online submission of FATCA declaration in just a few clicks.
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Check your fixed deposits
Sign-in to our customer portal in two simple steps and track your FD details easily
Frequently asked questions
You can change the details of nominee details in your joint fixed deposit account. However, you need to get the consent of all joint account holder while you are raising any such change. In case you have a joint fixed deposit account, when you are making changes to nominee details, both primary and joint account holder receive OTPs for verification. Once it is verified from both the parties, nominee details can be updated.
You cannot add multiple nominees to your fixed deposit. Only one nominee can be appointed against your fixed deposit. However, you can appoint different nominees for separate fixed deposits.
You can update your nominee while you are renewing your fixed deposit. You can modify your nominee details by visiting our customer portal – My Account. Once signed-in, you can select your FD from the My Relations section. You can then click on ‘Edit Nominee’ and enter the required details to proceed.
However, you cannot change the name of the co-applicant at the time of FD renewal.
The rate of interest for a loan against fixed deposit is 2% higher than your fixed deposit interest rate.
For example, if you have an FD of Rs. 1 lakh for 12 months at a rate of interest of 7% p.a., then the rate of interest for a loan against fixed deposit would be 9% p.a.
Moreover, the tenure for your loan will be up to your FD maturity date.
The maximum loan amount you can get when you apply for a loan against fixed deposit is as follows:
- For a cumulative fixed deposit, you can get a loan of up to 75% of your FD amount.
- For a non-cumulative fixed deposit, you can get a loan of up to 60% of your FD amount.
TDS gets calculated against your PAN, and it includes the interest income of all your fixed deposits (FD) held across all financial institutions, including Bajaj Finance Limited.
