Track your consumer durable loan account in our customer portal
Bajaj Finance Limited offers a unique financing solution – EMI Network Card which is also known as the Insta EMI Card to help you shop across multiple categories.
You can use this card to purchase household items like smartphones, washing machines, refrigerators, air-conditioners, LED TVs, microwaves, apparel, and more on easy EMIs.
For every purchase you make using your Insta EMI Card, a new loan account is created which is also known as a consumer durable loan. You can easily manage multiple consumer durable loan accounts by visiting our customer portal – My Account.
Sign-in to use these features on the go:
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Loan details
View your loan status, number of EMIs paid, tenure and more.
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Manage repayments
Pay your EMI in advance, foreclose your loan or clear your overdue EMIs in just a few clicks.
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View documents
Download repayment schedule, statement of account, no dues certificate and much more.
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Loan cancellation
Cancel your consumer durable loan easily if you do not want to proceed with your purchase.
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Check your consumer durable loan account
Sign-in to our customer portal in two simple steps and manage your loans
Frequently asked questions
You can foreclose your consumer durable loan without paying any extra charges. However, you can initiate a loan foreclosure only after your first EMI is paid.
You can follow these steps to foreclose your consumer durable loan
- Click on the ‘Foreclose your loan’ option below to visit our customer portal- My Account.
- Enter your mobile number, and date of birth, and submit the OTP to sign-in.
- Choose ‘Foreclosure’ from the list of payment options.
- Select the loan account you wish to foreclose.
- Enter the required details and proceed with payment using our secured payment getaway.
In such a case, you can visit our nearest branch and make payment in cash or cheque to foreclose your loan account.
You can click on the ‘Locate a branch’ option below to find our nearest branch.
With our consumer durable loan, you do not have a part-prepayment option. Therefore, you are not able to part-prepay your loan. However, if you have surplus funds, you can pay an EMI in advance or foreclose your loan by visiting our customer portal – My Account.
When you opt for our consumer durable loan, you do not have the option to make part-prepayment and therefore you cannot reduce your EMI or repayment tenure.
However, if you have surplus funds, you can foreclose your loan account by repaying your outstanding loan amount in one go.
The convenience fee is an additional fee you need to pay to convert your purchase into EMIs at the point of sale. This fee is applicable to all your consumer durable loan(s) availed using your Insta EMI Card. This amount will be part of your first consumer durable loan’s EMIs and you do not need to pay this fee to your dealer or merchant.
