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  • Did you know?

    You can lower your EMI amount by choosing a longer repayment tenure

  • Did you know?

    A higher CIBIL score could get you better interest rates on your loan

  • Did you know?

    You can use the loan amount for multiple uses without any limitations

  • Did you know?

    You can use the loan to start a new business and avail of tax exemption

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Frequently asked questions

Who can get a loan against property?

A salaried individual or self-employed individual can apply you can apply for a loan against property, if you meet our eligibility criteria. Your age, employment status and city of residence are some of the key criteria taken into consideration.

Am I eligible for a loan against property?

If you are an Indian citizen residing in India, between the age group of 10 years to 95 years, you are eligible for a loan. Other factors like your income profile, your CIBIL Score, etc. are also considered during the approval process.

*Terms and conditions apply.

How much loan will I get against my property?

Loan against property is a secured loan in which you mortgage your property to a lender in exchange for an amount to cover your expenses. Several factors influence the final loan amount, including the individual's profile and repayment capacity, the property's valuation, and the lender's loan-to-value ratio.

What is the maximum repayment tenure for a loan against property?

You can repay the borrowed sum over a convenient repayment tenure of up to 15 years.

What should be my CIBIL Score if I want to apply for a loan against property?

To get a loan against property, it is preferable to maintain a CIBIL Score of 700 or higher. The CIBIL Score is an important indicator of your creditworthiness.

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