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Home Loan Balance Transfer Top-up for Doctors for Clinic Renovation

As a doctor, you need to ensure that your patients feel at ease at your clinic. A well-equipped dispensary, bright examination rooms, and comfortable waiting areas are essential facilities for a healthcare set-up. With a top-up loan of up to Rs. 1 crore* or higher with your home loan balance transfer, you can easily manage these upgrades.

ARCHITECTS & MATERIALS

ARCHITECTS & MATERIALS

Renovating a clinic comes with a hefty expense. From procuring the raw material and labour to hiring an architect for a new layout, there are expenses at every stage.

ADD A DIAGNOSTIC CENTRE

ADD A DIAGNOSTIC CENTRE

Instead of sending your patients elsewhere for scans and tests, run diagnostic tests in-house. Patients who appreciate the convenience of on-site lab testing are more likely to return to your care.

UPGRADE CURRENT EQUIPMENT

UPGRADE CURRENT EQUIPMENT

Keep up with the latest developments in medicine so you can offer your patients the best care possible. Replace your clinic's outdated machinery if you wish to grow your services.

FURNITURE AND DECOR

FURNITURE AND DECOR

To make your patients feel at ease, you must provide them with a relaxed sitting arrangement. Moreover, you may want to add comfortable rooms for patients in critical condition to rest while they wait for an appointment.

TEMPORARY MEDICAL PRACTICE

TEMPORARY MEDICAL PRACTICE

While your current clinic is being renovated, you may want to set up a temporary base. Use a rented office to conduct check-ups. Get a top-up loan to pay for your renovation as well as pay the rent of your temporary workplace.

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Frequently asked questions

What is a home loan balance transfer?

When you transfer an existing home loan from one lender to another, you are doing a home loan balance transfer. With Bajaj Finserv, this facility allows you to get low interest rates starting at 8.80%* p.a. more convenient terms and a sizeable top-up loan of Rs. 1 crore* or higher for other financial needs.

What does a top-up loan mean?

A home loan top-up is additional financing available when you transfer your home loan to Bajaj Finserv. Refinance your current home loan with us and avail of a top-up loan of Rs. 1 crore* or higher.

The top-up loan has no end-use limitations, which means you can use the amount for anything, from the home renovation or interiors or weddings to even paying for emergency medical bills.

When can I apply for a home loan balance transfer?

You can apply for a home loan balance transfer after paying off 6 monthly instalments to your current lender. When applying, you must not have outstanding dues on your present loan.

What is the maximum loan amount that can be transferred?

There is no limit on the balance transfer amount with the home loan balance transfer facility. The loan amount sanctioned is based on your income profile, CIBIL Score, and the value of your home.

How long does it take to change the home loan lender?

Typically, switching to a lender through a home loan balance transfer takes 5 to 10 days. This duration is also affected by how fast you receive the foreclosure letter and other documents from your current lender.

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