Have an ongoing loan application?
ResumeA loan for all your goals
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Did you know?
You can avail of tax benefits on your home loan that can help you save on taxes.
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Did you know?
You can transfer your home loan to us and get additional benefit of top-up loan.
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Did you know?
You can calculate your EMIs by using our EMI calculator and plan better.
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Did you know?
A higher CIBIL Score will help you get better home loan interest rate.
Frequently asked questions
When you transfer an existing home loan from one lender to another, you are doing a home loan balance transfer. With Bajaj Finserv, this facility allows you to get low interest rates starting at 8.10%* p.a. more convenient terms and a sizeable top-up loan of Rs. 1 crore* or higher for other financial needs.
A home loan top-up is additional financing available when you transfer your home loan to Bajaj Finserv. Refinance your current home loan with us and avail of a top-up loan of Rs. 1 crore* or higher.
The top-up loan has no end-use limitations, which means you can use the amount for anything, from the home renovation or interiors or weddings to even paying for emergency medical bills.
You can apply for a home loan balance transfer after paying off 6 monthly instalments to your current lender. When applying, you must not have outstanding dues on your present loan.
There is no limit on the balance transfer amount with the home loan balance transfer facility. The loan amount sanctioned is based on your income profile, CIBIL Score, and the value of your home.
Typically, switching to a lender through a home loan balance transfer takes 5 to 10 days. This duration is also affected by how fast you receive the foreclosure letter and other documents from your current lender.
