Frequently asked questions
A Health EMI Card offers the convenience of splitting medical bills into manageable monthly instalments, easing financial strain. It often provides preapproved credit limits for swift access during emergencies, without immediate lump-sum payments. Interest-free or low-interest EMIs are common, reducing overall costs. The card enhances healthcare accessibility, granting flexibility in choosing treatments and medical facilities.
Health EMI Cards generally cover a wide array of medical treatments like hospitalisation, surgeries, diagnostics, dental care, and maternity services. However, specific coverage can vary; elective or cosmetic procedures might not be included. Confirm treatment eligibility with the card provider before proceeding.
Applying is usually simple; submit ID proof, address proof, photos, and income proof. Providers may differ, so check required documents on their website. Online applications are common. After submission, the issuer assesses your eligibility. Ensure the card aligns with your medical and financial needs.