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Frequently asked questions
What is the interest and fees on ESOP financing?
Bajaj Finance offers interest rate of up to 15% for ESOP financing.
Apart from that there are other fees applicable. Common fees include processing fees, part-prepayment fee, foreclosure charges and many more. These fees are typically charged upfront or deducted from the loan amount and can add to the total cost of the loan.
Is there an origination fee or processing fee charged when applying for a loan against shares?
Yes, Bajaj Finance charges a processing fee of up to 4.72% of the loan amount (inclusive of applicable taxes).
What are the fees and charges associated with ESOP financing?
The fees and charges associated with ESOP financing are mentioned above. It's important to carefully consider the interest rate and any fees associated with a loan before accepting it to understand the full cost of borrowing and ensure that the terms are reasonable and affordable.
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