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Frequently asked questions
What is the processing fee for a doctor loan?
The processing fee for a Bajaj Finserv Doctor Loan may go up to 2.95% of the loan amount, inclusive of applicable taxes.
Is there a charge applicable on part-prepayments?
You will incur a charge of 4.72% (Inclusive of applicable taxes) on the part-prepayment amount made. There is no part-prepayment charge if you opt for a Flexi Term Loan or a Flexi Hybrid Loan.
What does bounce charge mean?
If you miss an EMI payment, you have to pay a fee which is known as the bounce charge. Bajaj Finserv charges Rs. 1,500 per bounce, for every EMI missed. In case of late payment or EMI(s) default, penal interest will be levied at a rate of 3.50%.
What is the interest rate for a doctor loan?
You can get a Bajaj Finserv Doctor Loan at a competitive interest rate between 10% and 20% p.a.
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