Secured Business Loan for Working Capital

The day-to-day costs of running a profitable business can be quite high. Just the salaries of your staff and the fixed costs like electricity and water supply could be quite high. Add in the cost of maintaining your office space and buying inventory, and you would need much more capital. Utilise our secured business loan of up to Rs. 1.05 crore to keep a healthy amount of working capital in your ledgers.

APPLY
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Payroll

PAYROLL

In a competitive job market, people with the right skills and experience ask for high salaries. A secured business loan can help you offer attractive salary packages and seasonal bonuses to your best employees.

Operations cost

OPERATIONS COST

Keep your inventory full of the newest products and make sure you have a solid service and delivery system. To maintain your competitiveness, evaluate the quality of your equipment periodically and make the necessary modifications.

Cashflow Gaps

CASHFLOW GAPS

If some customers default or you just pay a large bill to a supplier, it can get tough to keep the books in balance. A Bajaj Finserv Secured Business Loan can help you balance the scales with the Flexi facility.

Rent

RENT

The rent for your office or factory space could be a large part of your fixed expenses depending on how much room you require. If you choose to rent a space in a more expensive area, the price is likely to go up a great deal, but it may also attract more customers.

lighting

LIGHTING

Make sure that your workplace is well-lit and that your business follows all electrical safety rules. You might need to update your electrical systems if your business is growing or if you get new equipment.

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Frequently asked questions

What is the maximum amount of loan I can get?

Once you meet the eligibility criteria and submit the required documents, you can get a secured business loan of up to Rs. 1.05 crore (inclusive of insurance premium, VAS charges, documentation charges and Flexi fees).

What is the Flexi Term Loan facility?

Bajaj Finance offers secured business loan with the Flexi variants that allow you to withdraw money as per your requirement from a sanctioned loan amount. You will have to pay interest only on the withdrawn amount and not on the entire loan limit. With the Flexi Hybrid Loan, you can also part-prepay when you have extra funds without any additional charge.

Where can I find the loan account statement for my secured business loan?

We offer easy online access to loan statements through our customer portal, My Account. With the help of this portal, you can view and manage your loan account from anywhere in the world. You can also download the e-statements and certificates free of cost.

Can I apply for a secured business loan if I already have an existing loan?

You can apply for a secured business loan even if you have an existing loan. Please note that having multiple loans simultaneously may impact your credit score.

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