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EMI: Rs. 5,625
INSTANT APPROVAL
LOWEST EMI
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EMI: Rs. 5,625
INSTANT APPROVAL
LOWEST EMI
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EMI: Rs. 5,625
INSTANT APPROVAL
LOWEST EMI
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All about Flexi Loan
EMI: Rs. 5,625
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EMI: Rs. 5,625
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EMI: Rs. 10,169
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EMI: Rs. 11,505
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EMI: Rs. 13,538
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EMI: Rs. 16,968
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EMI: Rs. 23,889
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EMI: Rs. 44,776
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EMI: Rs. 9,646
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EMI: Rs. 10,996
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EMI: Rs. 13,045
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EMI: Rs. 16,488
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EMI: Rs. 23,420
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EMI: Rs. 44,308
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Frequently asked questions
Anyone can get Bajaj Finserv Personal Loan by meeting the basic eligibility criteria to manage their big or small expenses. You can also check your pre-approved offer which requires minimal to no paperwork and get funds instantly into your bank account.
Here is a step-by-step guide to applying for a Rs. 5 lakh personal loan:
- Click on ‘APPLY’ to open our online application form.
- Enter your 10-digit mobile number and verify the OTP sent to your phone.
- Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
- Click on ‘PROCEED’ to visit the loan selection page.
- Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
- Choose the repayment tenure – you can select tenure options of 84 months to 96 months and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for the next steps. The loan amount will be transferred to your bank account upon the successful verification of your documents.
The EMI of Rs. 5 lakh will vary as per the lowest interest rate personal loan and repayment tenure. You can estimate your EMIs using a personal loan EMI calculator. For example, if you take a personal loan of Rs. 5 lakh at an annualised interest of 14% with a tenure of five years, you will have to pay an EMI of Rs. 11,634.
Tenure |
Approximate EMI at 13% interest rate |
2 years |
4,754 |
3 years |
3,369 |
5 years |
2,275 |
Calculate your personal loan EMIs
Bajaj Finserv Personal Loan offers funds ranging from Rs. 40,000 to Rs. 55 lakh. The following basic eligibility criteria must be met in order to apply for a personal loan.
- Nationality: India
- Age: 21 years to 80 years
- Employed with: Public, private, or MNC
- CIBIL score: 685 or higher
- Monthly salary: Starting Rs. 25,001, based on the city you live in
*You should be 80 years or younger, at the end of the loan tenure.
Bajaj Finserv Personal Loan has no end-use restrictions, allowing you to comfortably cover a wide range of expenses including:
Obtaining a Rs. 5 lakh loan without income proof is challenging. Most financial institutions require income proof to assess repayment capacity. However, with Bajaj Finance Limited, in most cases, selected customers can get pre-approved Insta Personal Loan offers that don’t require income proof.
The documentation requirements for a personal loan can vary from lender to lender. Below are the documents that are required to be submitted when applying for a Bajaj Finance Personal Loan:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
CIBIL Score requirements for a Rs. 5 lakh personal loan may vary among lenders. With Bajaj Finance Limited, a CIBIL Score of 685 or higher is required to get a personal loan.
