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Did you know?
You can lower your EMI amount by choosing a longer loan tenure of up to 96 months.
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Did you know?
With Flexi Hybrid Loan, you can pay interest-only EMIs for the initial part of the tenure.
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Did you know?
You can apply with just 2 documents – KYC and medical registration certificate.
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Did you know?
No collateral such as a guarantor or gold ornaments is needed to get a doctor loan.
Frequently asked questions
The Flexi Term Loan facility lets you withdraw and prepay funds from a pre-approved loan limit as per your requirement.
You are charged interest only on the amount you utilise, and, in case of Flexi Hybrid Loan, you also have the option to reduce your EMIs for the initial tenure.
Your loan account statement, your repayment schedule, and all other details of the personal loan for doctors are available on our customer portal, My Account. You can view all your previous transactions with Bajaj Finserv under the My Relations tab on My Account.
Bajaj Finserv offers personal loans for doctors up to Rs. 80 lakh. You can check the loan amount pre-approved for you by sharing just the basic details.
Alternatively, you can enter your details in the online form and apply for a personal loan for doctors.
A Flexi Term Loan and Term Loan are two variants offered by Bajaj Finserv.
In a term loan, your instalments comprise an interest component and a principal component, and the EMI amount remains fixed throughout the tenure.
The Flexi Term Loan, on the other hand, gives you access to a loan limit. You can withdraw and repay as per your convenience. In Flexi Hybrid Loan, you also have the option of interest-only EMIs for the initial part of the tenure.
If you are a pre-approved customer of Bajaj Finserv, you can check your offer by entering your name and phone number.
If you are new to Bajaj Finserv, you can apply by filling up the online application form and submitting your KYC and other documents.
You should have a CIBIL Score of 685 or higher in order to apply for a doctor loan.
The interest rate for a doctor loan ranges from 10% to 20% per annum.
You can get money in your bank within 48 hours* of loan approval.
*Terms and Conditions apply.
