DIAGNOSTICS
Modern day diagnostic tests and imaging technology can cost anywhere from thousands to a lakh rupees. The price could rise dramatically if several MRIs, X-rays, dopplers, and similar tests are required. If you do not have a backup finance plan, you would need an added loan.
HOSPITALISATION EXPENSES
While some of costs of your hospitalisation are covered under your insurance, it does not cover basic comforts and many other things. It may become more expensive to pay for a superior hospital room, specialised meals, or even a visit from a dietician or other outside expert.
POST-OPERATIVE CARE
Every patient who has surgery needs post-operative care. You could either use some physical therapy or psychological therapy. Some of this medical care does not come cheap.
Frequently asked questions
Any salaried or self-employed individual can apply for a loan against property with Bajaj Finance Limited if you meet our eligibility criteria. Your age, employment status and city of residence are some of the key factors that must be met.
If you are a self-employed Indian citizen residing in India, between the age of 25 years to 85 years, you are eligible for the loan. Other factors like your income profile, your CIBIL Score, etc. are also considered during the approval process.
*Terms and conditions apply.
Loan Against Property is a secured loan in which you mortgage your property to a lender in exchange for a substantial sanction to cover your expenses. Several factors influence the final loan amount, including the individual's profile and repayment capacity, the property's valuation, and the lender's loan-to-value ratio.
You can conveniently repay a loan over a convenient repayment tenure of up to 15 years.
The CIBIL Score is an important indicator of your creditworthiness. To get a loan against property, it is preferable to maintain a CIBIL Score of 700 or higher.
