Loan Against Property for Doctors for Higher Education

Medicine is an extremely complex profession that needs education to the highest level. From time to time, there is a need for various certifications as well. Manage your higher education with loan against property from us and avail of up to Rs. 10.50 crore*. This loan can be used for paying your college fees and any other cost that comes with higher education.

[an error occurred while processing this directive]
Visa and Flights

VISA AND FLIGHTS

The cost associated with obtaining one is considered an essential expenditure. You may also need to spend a significant amount of money on airline tickets and insurance. These expenses are just the tip of the iceberg.

Course Fee

COURSE FEE

If you decide to take extra electives, vocational courses, medical workshops, etc., the cost of your degree will increase. Although education loans pay for your total tuition fee, you will be responsible for the added costs. Therefore, loan against property is your best bet.

Living Expenses

LIVING EXPENSES

The cost of living is something that cannot be ignored when considering a move to a new country. Whether it is rent, food, transportation, computer, or basic furniture, everything is just an added cost.

Course Material

COURSE MATERIAL

In the course of your studies, you may need access to a computer, software, medical journals, and costly textbooks. Expenses like these might appear out of nowhere and are rarely planned for in advance.

Emergency Fund

EMERGENCY FUND

An unexpected crisis can happen at any time. A lack of emergency funds can provide serious difficulties. In times like these, you turn to a loan against property.

[an error occurred while processing this directive]
[an error occurred while processing this directive]
[an error occurred while processing this directive]
[an error occurred while processing this directive]
[an error occurred while processing this directive]
[an error occurred while processing this directive]

Frequently asked questions

Who can get a loan against property?

A salaried or self-employed doctor can apply for a loan against property as long as you meet our eligibility criteria. Your age, employment status, and city of residence are some of the key criteria.

Am I eligible for a loan against property?

A self-employed doctor residing in India between 25 years to 85 years is eligible for the loan against property. Other criteria like your income profile, CIBIL Score, and more are also considered during the approval process.

*Terms and conditions apply

How much loan will I get against my property?

A loan against property is a secured loan for which you mortgage your property to a lender in exchange for a substantial loan. Several factors influence the final loan amount, including the individual's profile and repayment capacity, the property's valuation, and the lender's loan-to-value ratio.

What is the maximum repayment tenure for a loan against property?

You can repay the borrowed sum over a convenient repayment tenure of up to 15 years.

What should be my CIBIL Score if I want to apply for a loan against property?

The CIBIL Score is an important indicator of your creditworthiness. To get a loan against property, it is preferable to maintain a CIBIL Score of 700 or higher.

Show More Show Less
[an error occurred while processing this directive]
[an error occurred while processing this directive]