RENOVATION
As your kids get older, they may want more alone time and space necessitating a structural change. Also, what if you wish to turn your balcony into a bedroom for extra space? It can be hard to save up for all of these things.
INTERIORS
The way you decorate your home speaks of your style and standing. You might not want to miss the chance to give your new home a personal touch and a modern feel. Use our Top-up loan for immediate needs and repay over a suitable period.
MAJOR REPAIRS
Maintenance costs can come up every four or five years. Every repair, like making your walls waterproof, changing the plumbing, or rewiring the electricity, will add to the total cost. They can easily run into thousands of rupees and even a few lakhs.
FURNISHINGS
With the right furniture, you can make your home look nice and comfortable. Using upholstered furniture and decorations inside and outside is a great way to make a statement. Even though these things may be expensive, a top-up loan can help you get them without much trouble.
SMART HOME
Smart home technology is quite popular because it is useful and necessary in the modern times we live in now. Our top-up loan can help you get the cutting-edge technology you want to be installed in your dream home, like voice-controlled lighting, smart air conditioning, a tech-enabled security system, etc.
Frequently asked questions
It is recommended that you choose a loan against property balance transfer when your present loan against property lending terms are no longer feasible for you. Transferring your loan against property balance to a different lender may entitle you to more competitive interest rates as well as the ability to get a longer repayment tenure along with a top-up loan.
Anyone with an existing loan against property can apply for a balance transfer with us. Choose us for low interest rates, top-up loan up to Rs. 10.50 Crore* and convenient repayment tenure. Your age, employment status, and city of residence are some of the key standards that you should meet for loan approval.
A salaried Indian citizen residing in India, between the age group of 25 years to 85 years is eligible for the loan. Apart from that, you should have a stable income source and should be employed with a public or private firm. You must also carry an experience of minimum 3 years.
*Terms and conditions apply
If you are planning to apply for a loan against property balance transfer, you must be ready with some basic paperwork. A salaried applicant should have their KYC documents, proof of income (salary slips), property documents like title deeds, and account statements for the past 6 months, etc. handy.
You can repay the total sum borrowed over a convenient repayment tenure of up to 15 years*.
