Insta Personal Loan for Medical Expenses

Medical expenses can be planned, or unplanned, depending on the nature of your treatment. While insurance covers such expenses, in most cases, it falls short. Moreover, insurance does not cover cosmetic treatments. Instant loans are a great option in such cases. Our Insta Personal Loan covers the cost of both elective and non-elective procedures.

Read more about our Insta Personal Loan.

In case you do not have a pre-approved offer, you can opt for our regular personal loan.

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diagnostics

DIAGNOSTICS

Specialised diagnostic scans can cost you thousands or even more. A single MRI scan can cost around Rs. 20,000, and in some cases, you may need multiple scans. Add to this the cost of other laboratory tests.

hospital expenses

HOSPITALISATION EXPENSES

While your insurance cover may be enough, there is a long list of exclusions such as room upgrades, special meals, doctor visits, dietician visits, and the like.

physiotherapy

PHYSIOTHERAPY

Post-operative care may require you to get multiple sessions of physiotherapy that could involve the use of special equipment. Each of these sessions can run into thousands.

household expenses

HOUSEHOLD EXPENSES

While you are hospitalised, you will still need to manage your monthly expenses. Children’s school fees, groceries, utility bills, fuel expenses, can all add up to a large amount.

cosmetic procedures

COSMETIC PROCEDURES

Continue to look your youthful best with cosmetic procedures ranging from laser hair removal to facelifts, and dental-related treatments. With clinics available all across the country, getting this done is easier than ever.

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Frequently asked questions

What is a medical emergency loan?

A personal loan that you can quickly obtain in case of medical emergencies is often termed as a medical emergency loan. Our Insta Personal Loan is a pre-sanctioned offer; wherein the lender has already evaluated your credit history to check your creditworthiness.

How much time does it take to get a medical loan approved?

The approval time differs from lender to lender. In the case of Insta Personal Loans, since the initial approval process is already done, they are processed faster. With a Bajaj Finance Insta Personal Loan, you can expect the money in your account within 30 minutes*.

Read more about Insta Personal Loans and how to get one.
*Terms and conditions apply.

How much loan amount can I take for a medical emergency loan?

With our Insta Personal Loan, you can get funds up to Rs. 12,76,500.

What are the mandatory documents needed for a medical loan?

Minimal documentation is a key feature of Insta Personal Loans, and in some cases, you might not even need to provide any documents. In case you are asked for documents, you will only need the following:

  • KYC documents such as Aadhaar, passport, driving license, voter’s ID, or a Letter of National Population Register
  • PAN card
  • Cancelled cheque
  • Bank account statements for the last 3 months
  • Salary slips for the last 3 months
What are the eligibility criteria to apply for a medical loan?

You do not have to check the eligibility criteria before applying for our Insta Personal Loan, since we provide pre-approved offers. Just enter your mobile number and OTP to check your offer.

How can I get a loan for a medical emergency instantly? 
You can apply for a Bajaj Finserv Insta Personal Loan to tackle medical emergencies. You can check your Insta Personal Loan offer using the following steps:
  • Click on ‘CHECK OFFER’.
  • Enter your 10-digit mobile number and OTP.
  • Go with the pre-assigned limit or choose a different loan amount.
  • Choose a repayment tenure that suits you best.
  • Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.

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