[an error occurred while processing this directive]

Car Loan Balance Transfer and Top-up for servicing

Regular car maintenance is the only way to ensure that your vehicle is in the best operating condition. Maintaining your car and keeping it in good working order requires more of your time and effort, while also increasing your expenses. You can take care of these costs by opting for our loan.

CHECK-UP AND SERVICING

CHECK-UP AND SERVICING

Getting your car serviced can be an expensive affair because of the long list of things that are on the maintenance checklist. The costs of detailed check-ups, changing the oil, changing the filters, and more, are just a few of them.

BRAKES AND SUSPENSION

BRAKES AND SUSPENSION

Pre-owned cars may demand heavy maintenance of brakes and suspension. Upgrading old brake pads, checking and replacing the suspension components like shock absorbers, struts, and bushings in your vehicle when they are worn out can be significant expenses to bear.

TYRES AND WHEELS

TYRES AND WHEELS

When the car gets older, the tyres will certainly need to be replaced due to their wear and tear. Getting new tyres for your car and making sure that the wheels are aligned and balanced is a must to guarantee your safety.

ELECTRICALS

ELECTRICALS

You might want to make your car up to date by installing the latest infotainment systems, cameras, and speakers. To keep your car in good working order, you will also need to replace the batteries regularly, which will cost extra money.

SERVICING PACKAGES

SERVICING PACKAGES

Your maintenance service provider may offer complete maintenance for your product under an annual maintenance contract (AMC). You can choose a longer AMC contract at a special or discounted rate to ensure that your car receives great servicing for a longer duration.

[an error occurred while processing this directive]
[an error occurred while processing this directive]
[an error occurred while processing this directive]
[an error occurred while processing this directive]
[an error occurred while processing this directive]

Frequently asked questions

What is a car loan balance transfer and top-up facility?

Car loan balance transfer and top-up is a facility where you can transfer your existing car loan to Bajaj Finance and can also get some extra funds as a top-up based on your car’s valuation.

Do I need a guarantor to avail of a car loan balance transfer and top-up?

You do not need a guarantor to avail of a car loan balance transfer and top-up. However, if your income does not meet our credit criteria, then you may require a guarantor to get a loan.

What are the tenure options for a car loan balance transfer and top-up?

With Bajaj Finserv Car Loan Balance Transfer and Top-up, you can repay the loan over tenures ranging up to 84 months.

Can I get funding for new cars?

This facility is available only to transfer an existing loan to Bajaj Finance and get a top-up amount.

Which cars can be financed?

With a car loan balance transfer and top-up, you can fund any private vehicle of your choice.

However, funding is not provided for:

  • Yellow plate or commercial vehicles
  • Vehicles owned by more than 3 previous customers
  • Vehicles with an age of more than 10 years on loan completion
Is CIBIL Score important for getting a car loan balance transfer and top-up?

Your CIBIL score plays a vital role in getting a car loan balance transfer and top-up. CIBIL Score must be 720 or above to be eligible for this facility.

Does it require vehicle verification or valuation of the car?

To make your loan application procedure simple and seamless, we perform vehicle valuation and verification as a part of the loan application process.

How does a car loan balance transfer for servicing work?

When you opt for Bajaj Finserv Car Loan Balance Transfer and Top-up, you get an additional loan amount of up to Rs. 47 lakh. You can use these funds to manage your expenses such as car servicing, fixing old tyres and more.

What are the benefits of car loan balance transfer and top-up for servicing?

When you choose a car loan balance transfer offered by Bajaj Finance, you get a top-up loan of up to Rs. 47 lakh. This additional loan amount helps you to manage the expenses related to the maintenance of your car.

How do I apply for a car loan balance transfer and top-up for servicing?

You can apply for a car loan balance transfer for servicing by following these simple steps

  • Open the application form by clicking on the ‘Apply’ button on this page.
  • You can then enter your mobile number and submit the OTP.
  • Share your basic details such as PAN, date of birth and more
  • Enter the details of your car such as, make and model, ongoing loan details and more.
  • Complete your KYC verification and check your estimated offer.
  • You can then schedule an appointment with our representative who will guide you on further steps.
Are there any hidden fees or charges associated with a car loan balance transfer and top-up?

Bajaj Finance offers a car loan balance transfer and top-up that comes with simple eligibility and no hidden charges. All the fees and charges related to this product are mentioned on our website and in your loan documents. It is recommended to go through them carefully before applying.

Show More Show Less