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Car Loan Balance Transfer and Top-up for interiors

There is always room for customisation in a used car. What if you want to transform the interior of your car completely? Our car loan balance transfer and top-up can cover all the costs associated with giving your car the most aesthetically appealing interior modifications that are available.

DEEP CLEANING

DEEP CLEANING

Get all your car's parts, like the fabric on your seats, dashboard, seat belts, A/C vents, boot area, and roof liner, deep cleaned. This will leave you with a germ-free and spanking new cabin that you and your fellow passengers will appreciate.

POLISHING

POLISHING

Scorching heat and prolonged exposure to sunlight can affect the interior of your car as well. Routine polishing can help retain the shine and lustre of your car’s interior. Give your car's surface a new look by giving it a clear, sparkling clean polish.

 UPHOLSTERY

UPHOLSTERY

Make your ride fancier by aesthetically upgrading the seats and modernising the interior. The actual price depends on the material used – fabric, Rexine, leatherette, or real leather. The cost of these upgrades can be quite high. Cover it with our car loan balance transfer and top-up.

GLASS AND WINDSHIELDS

GLASS AND WINDSHIELDS

You might want to replace your car's windows and install UV-tinted windows to make driving in the summer more bearable. You may also want to replace your car’s windshields and windows if they have developed dust scratches over time.

 ELECTRICALS

ELECTRICALS

Personalise your car and make it more technologically advanced by adding features such as power windows, central locking, speed-sensing auto locks, gear locks, and more. Depending on how many changes you make, these upgrade costs can be high.

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Frequently asked questions

What is a car loan balance transfer and top-up facility?

Car loan balance transfer and top-up is a facility where you can transfer your existing car loan to Bajaj Finance and can also get some extra funds as a top-up based on your car’s valuation.

Do I need a guarantor to avail of a car loan balance transfer and top-up?

You do not need a guarantor to avail of a car loan balance transfer and top-up. However, if your income does not meet our credit criteria, then you may require a guarantor to get a loan.

What are the tenure options for a car loan balance transfer and top-up?

With Bajaj Finserv Car Loan Balance Transfer and Top-up, you can repay the loan over tenures ranging up to 84 months.

Can I get funding for new cars?

This facility is available only to transfer an existing loan to Bajaj Finance and get a top-up amount.

Which cars can be financed?

With a car loan balance transfer and top-up, you can fund any private vehicle of your choice.

However, funding is not provided for:

  • Yellow plate or commercial vehicles
  • Vehicles owned by more than 3 previous customers
  • Vehicles with an age of more than 10 years on loan completion
Is CIBIL Score important for getting a car loan balance transfer and top-up?

Your CIBIL score plays a vital role in getting a car loan balance transfer and top-up. CIBIL Score must be 720 or above to be eligible for this facility.

Does it require vehicle verification or valuation of the car?

To make your loan application procedure simple and seamless, we perform vehicle valuation and verification as a part of the loan application process.

How does a car loan balance transfer for interiors work?

When you opt for a car loan balance transfer and top-up from Bajaj Finance, you get up to Rs. 47 lakh as a top-up loan. You can utilise these funds to give your car a new appealing interior.

Can I transfer my existing car loan to cover interior expenses?

Bajaj Finserv Car Loan Balance Transfer and Top-up come with simple eligibility criteria and minimal paperwork. When you choose our car loan balance transfer, you get a top-up of up to Rs. 47 lakh to manage your interior expenses.

What is the processing time for the car loan balance transfer and top-up for interiors?

When you choose a car loan balance transfer and top-up from Bajaj Finance, you get the top-up loan amount within 48 hours * of approval.

Can I transfer my car loan balance multiple times for different interior modifications?

Transferring your car loan depends on your eligibility and the lender’s terms and conditions. If you want to retransfer your car loan, the new lender will evaluate your creditworthiness before initiating the transfer. However, it is not advisable to retransfer your loan because you may have to pay additional processing and foreclosure charges.

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